2025 Plan Documents

Additional responsibilities regarding legal notices

Distribute the following legal notices to your workers as indicated below. These documents, additional resources, guides, plan documents and more can be found by visiting ConcordiaPlans.org/Plans.

As an employer, it’s your obligation to provide the following notices and documents to your new workers:

• For all employees regardless of CHP eligibility:
  • Marketplace Notice – should be provided within 14 days of the worker’s start date.
    • Version for employers who offer a health plan to some or all employees.
    • Version for employers who do not offer a health plan.
  • Children’s Health Insurance Program (CHIP) Model Notice
• The following notices should be given to all new workers who are eligible for the CHP.
  • Summary(ies) of Benefits and Coverage (SBC) for the health plan option(s) you offer.
  • Dental/Vision At-a-Glance document(s).
  • Legal Notices Summary.
  • Women’s Health and Cancer Rights Act Notice.
  • HIPAA Notice of Privacy Practices.

For current workers the following notices need to be provided:

• CHIP Notice
• Summary(ies) of Benefits and Coverage (SBC) for the health plan option(s) you offer
• Dental/Vision At-a-Glance document(s)
• Legal Notices Summary.
• Women’s Health and Cancer Rights Act Notice.
• HIPAA Notice of Privacy Practices.

Please note that Concordia Plans provides all these notices prior to Open Enrollment. So, you only need to provide these notices to current workers who increase their hours and become eligible for CHP coverage during the plan year outside of the Open Enrollment period.