Choosing Retiree Health Coverage
The right coverage
If you are 65 years-of-age or older and retiring, you are eligible to purchase one of the six Concordia Health Plan Medicare plans - three advantage plans and three supplemental plans. All of our plans include prescription drug coverage, access to SilverSneakers wellness benefits, TruHearing discounts and more. Whether you are currently enrolled in our health plan, or you’re looking at CHP Medicare benefits for the first time, you can take advantage of this comprehensive coverage at a reasonable cost.
Medicare Advantage Plans
All Medicare Advantage plans offer low premiums, have a $50 medical deductible and copays that apply for certain services up to a maximum out-of-pocket of $500. You also can choose from three Express Scripts prescription drug coverage plans; the cost and the prescription drugs covered vary by plan. Medicare Advantage plans use the Humana network for medical coverage, and members will benefit most by using Humana network providers.
Medicare Supplemental Plans
The Medicare supplemental coverage plans do not have any network limitations because any provider that accepts Medicare is considered in-network. Medical benefits are provided through Hartford and administered by Amwins. The different levels of supplemental plans have different levels of medical and prescription drug coverage. Prescription drug coverage is administered by Express Scripts.
Choosing Coverage
Choosing the right Medicare coverage can be tough – there are so many options, how do you compare? Here are some resources to help:
- Call Amwins, Medicare navigation partner, at 877-517-1409 or send an email – their Medicare experts can help you look at the Concordia Health Plan options, and individual coverage options so you find the right coverage.
- Review our CHP Medicare Options Enrollment Guide, for coverage details and information about dental and vision.
- View options side-by-side with our CHP Medicare Coverage summary chart.
- Check if your medications are “covered drugs” with the easy-to-use online prescription look-up tool.
- Watch a presentation about CHP Advantage options.
We’ve provided benefit support throughout your career – now let us help you choose your coverage as you take the next step in your health care journey.