Choosing Retiree Health Coverage 


Sweeping changes to all Medicare plans in 2025

The Inflation Reduction Act (IRA) impacts all Medicare coverage, and we have worked with our longtime Medicare navigation partner Amwins to apply the IRA changes to our 2025 CPS Medicare options in the most beneficial way for retirees. No action is needed – these changes are being implemented and will be reflected in our 2025 coverage.

For a detailed summary of the 2025 Medicare changes, please review our 2025 State of Medicare guide or watch our recorded webinar: Medicare and CPS Medicare Options. Overall, the changes are designed to make prescription medications more affordable for retirees.


view the guide. watch the webinar


Choosing 2025 Coverage 

Choosing the right Medicare coverage for 2025 can be tough – there have been a lot of changes, and there are so many options, how do you compare?

Here are some resources to help:


Your 2025 CPS Medicare options

If you are 65 years-of-age or older and retiring, you’re eligible to purchase one of the CPS Medicare with Prescription (Rx) Options. All plans include medical benefits, prescription drug coverage, access to wellness benefits like Silver Sneakers, TruHearing discounts and more. Retirees enrolled in the Concordia Retirement Plan can take advantage of this comprehensive coverage at specially negotiated costs.

  • CPS Advantage w/Prescription Coverage (Rx) uses the Humana network for medical coverage and the Go365 program that provides incentive rewards for wellness activities.
  • CPS Supplement w/Prescription Coverage (Rx) and CPS Supplement 2 w/Prescription Coverage (Rx) offer comprehensive coverage with two different levels of coinsurance. Any provider that accepts Medicare is considered in-network. Enrollees also receive free mental health phone counseling services.


video

Need help navigating your Medicare healthcare options?

Amwins, your Medicare navigation partner, has a dedicate team of certified Medicare specialists ready to help YOU. Schedule a phone appointment with Amwins or call 877-517-1409 for more information about CPS Medicare coverage and other individual coverage.

SCHEDULE AN APPOINTMENT


Teleconference Information Session Dates and Times:

Phone number for all sessions: 844-613-5261

Tuesday, Oct. 22, 2024
· 12 p.m. CT - Conference ID: 564 962 092, then #
· 5 p.m. CT - Conference ID: 818 538 240, then #

Wednesday, Oct. 23, 2024
· 12 p.m. CT - Conference ID: 754 470 908, then #
· 5 p.m. CT - Conference ID: 501 808 430, then #



Ready to Enroll?

Review the 2025 CPS Medicare Enrollment Guide with details on the different plan options and how to enroll. Or reference the Quick Comparison Chart to see the different CPS options side-by-side.

review the guide

view comparison chart

 

We cared for you as a worker and we are committed to caring for you in retirement, too. Let us help you choose your coverage as you take the next step in your healthcare journey.